The Future of DeFi
Aave V4 organizes lending into eleven markets, grouped under three Hubs. Each Hub plays a different role — pick the market that fits your strategy, or use several at once.
Markets for every strategy.
Aave V4 organizes lending into eleven markets, grouped under three Hubs. Each Hub plays a different role — pick the market that fits your strategy, or use several at once.
Main
The broadest market on Aave with competitive rates across a wide range of collateral.
Bluechip
Deposit assets and borrow stablecoins against them, with the assurance that your collateral isn't lent out.
Ethena Correlated
Borrow USDe against Ethena assets like USDe, sUSDe, and sUSDe Pendle tokens for looping.
From idle assets to working capital.
Deposit what you hold, borrow what you need, spend it however you want.
Choose a market and deposit your assets
Deposit any supported asset into a market. Your supply earns yield and can be enabled as collateral.
Borrow against your deposited collateral
Borrow against your collateral. Your rate adapts to its quality — better collateral, lower cost.
Monitor your position.
Use your borrowed assets however you want — off-ramp to fiat, send onchain, or loop into another position.
The smartest way to borrow onchain.
Risk-adjusted rates, smarter liquidations, and modular markets.
Risk Premiums
Your borrow rate adapts to your collateral quality. Better collateral, lower costs, calculated automatically.
Smarter Liquidations
Aave Pro restores your position to a target health factor, liquidating only what's needed.
Manage multiple positions in isolation
Independent risk parameters, rate curves, and collateral rules per market. All governance-tuned.
Real-Time Health Factor
Monitor position health across every market in real time. Each market maintains its own health factor. Always know where you stand.
Rebalance in one step.
Swap collateral, switch debt, or repay with your supply.
Gasless, via signed intents.
Token Swap
Swap any supported token directly within the protocol. No external DEX needed.
Collateral SwapComing soon
Convert supplied assets to a different token without withdrawing.
Debt SwapComing soon
Switch borrowed debt from one token to another in a single step.
Repay with CollateralComing soon
Use any supplied position to pay down debt directly, no external swaps needed.
All swaps via signed intents, no gas
•MEV protection and optimal pricing via CoW Protocol.
Built on Aave V4.
Unified liquidity, modular risk, smarter execution.
Unified Liquidity
Deep liquidity per Hub, with governed credit lines connecting them.
Modular Markets
Each market has its own risk rules, rate curves, and solvency boundary.
User Risk Premium
Borrow costs adjust based on collateral quality. Better collateral, lower rates.
Target Health Liquidations
Restore to a target health factor — not a fixed close. Only liquidate what's needed.
Share-Based Accounting
Hold shares that appreciate over time instead of rebasing balances. optimized and tax-efficient.
FAQs
Aave Pro
Manage your positions, explore opportunities, and access deep liquidity across Aave V4.
